What Your Auto Loan Test Score Means
And here’s something else to consider… if you’ve got your heart set on something a little bigger, more luxurious and expensive than what your total score indicates, you can apply for it anyway. That’s because we’ve built our business by looking for ways to lend our customers the amount they have in mind, not for reasons why we can’t.
VEHICLE BUYABILTY GUIDE
If Your Auto Loan Test Score is…
15 to 25 points: You could qualify for a New Vehicle Loan
under $14,000 with 10% down payment or trade-in.
26 to 30 points: You could qualify for a New Vehicle Loan
$14,000 to $18,000 with 10% down payment or trade-in.
31 to 34 points: You could qualify for a New Vehicle
$18,001 to $25,000 with 10% down payment or trade-in.
35 to 39 points: You could qualify for a New Vehicle
$25,001 to $35,000 with 10% down payment or trade-in.
Over 39 points: You could qualify for a New Vehicle
over $35,000 with 10% down payment or trade-in.
Note: This chart is for your information only. Loan self-tests do not include all the factors we consider in evaluating a loan request, such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©2023 BankSITE® Services, All Rights Reserved.